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A posed photo of two white women and a black man in a suit.
  1. Social Security and Retirement
  2. Retirement Age and Social Security
  3. Working at Home
  4. Longer Years of Retirement
  5. Employment trends
  6. Foreign workers in the United States
  7. Mexican Workers in the United States
  8. Workplace Safety Standards
  9. Work-related Injuries and Deaths
  10. Growth of Large Corporate Farming
  11. Union Membership Across the United States
  12. Laws Regarding Working Women
  13. Labor Contracts in the United States
  14. Right-to-Work Laws
  15. Public worker unions in the United States
  16. Unemployment insurance
  17. Equal Opportunity Employment Laws
  18. Workers’ Compensation
  19. Minimum Age for Agricultural Employment
  20. Minors in the Workplace
  21. Minimum Wage
  22. Employment of Persons with Disabilities
  23. Major Equal Employment Legislation in the U.S.
  24. Employment in the Service Sector
  25. Unemployment
  26. State’s Unique Worker’s Compensation Laws
  27. Life on Unemployment
  28. Minimum Wage and Poverty
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Group of people in office looking at job postings
Job seekers review listings posted in the California Employment Development Department in the 1960s.
Photo Courtesy of the California Employment Development Department.
Unemployment insurance
In the United States, companies do not feel obligated to keep employees on their payroll when business is bad. Instead, the workers are "laid off" temporarily, until economic conditions improve. This means they have not been fired from the job, but they cannot work or be paid until the company can afford to call them back to work. While they are working, both employers and employees pay a small monthly tax into a government fund. When workers are laid off, they can receive money from this fund. The government also puts additional money into the fund so that there will be enough money to support workers when they are laid off. The United States unemployment insurance program began in 1935 as part of the New Deal. The main goal of the program was to help workers who had been laid off. A second goal was to keep money flowing in the economy and prevent further loss of jobs by giving money to laid off workers so they could buy food and pay rent.
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